Terms of Service
Last updated: January 24, 2026
Please read these terms carefully before using RentOrOwn. By using our Service, you agree to these terms.
These Terms of Service ("Terms") govern your access to and use of the RentOrOwn website and calculator application. Please read them carefully. By using RentOrOwn, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.
By accessing or using the RentOrOwn calculator and website (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.
These Terms apply to all visitors, users, and others who access or use the Service. We reserve the right to modify these Terms at any time, and your continued use of the Service following any changes indicates your acceptance of the new Terms.
Permitted Use
RentOrOwn is a free financial calculator designed to help you compare the costs of renting versus buying a home. You may use the Service for personal, non-commercial purposes only.
Account Responsibility
If you create an account, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must immediately notify us of any unauthorized use of your account.
Accurate Information
You agree to provide accurate, current, and complete information when using the Service. The quality of the results depends on the accuracy of the information you provide.
Educational Tool Only
RentOrOwn is provided as an educational and informational tool. The calculator results are estimates based on the information you provide and general financial formulas. These estimates should not be considered as financial, legal, or tax advice.
No Guarantee of Accuracy
While we strive to provide accurate calculations, we do not guarantee the accuracy, completeness, or reliability of any results. Market conditions, tax laws, and personal financial situations vary significantly and can affect actual outcomes.
Not Professional Advice
The Service is not a substitute for professional financial advice. Before making any significant financial decision, you should consult with qualified financial advisors, tax professionals, and real estate experts who can assess your specific situation.
Market Data Disclaimer
If market data is provided, it is obtained from third-party sources and may not be current or accurate. We are not responsible for errors or omissions in market data.
You agree not to engage in any of the following prohibited activities:
- Using the Service for any unlawful purpose or in violation of any local, state, national, or international law
- Attempting to gain unauthorized access to any portion of the Service or any systems or networks connected to the Service
- Using automated scripts, bots, or crawlers to access or extract data from the Service
- Interfering with or disrupting the Service or servers or networks connected to the Service
- Impersonating any person or entity or falsely stating or misrepresenting your affiliation with a person or entity
- Collecting or storing personal data about other users without their consent
- Using the Service to distribute spam, malware, or other harmful content
- Attempting to reverse engineer, decompile, or disassemble any part of the Service
Our Ownership
The Service and its original content, features, and functionality are owned by RentOrOwn and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Your Data
You retain all rights to the financial data and information you input into the calculator. By saving calculations, you grant us the right to store and display this data to you through your account.
Limited License
We grant you a limited, non-exclusive, non-transferable license to access and use the Service for personal purposes, subject to these Terms.
Termination by You
You may delete your account at any time. Upon deletion, all your saved calculations and personal data will be permanently removed from our systems.
Termination by Us
We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason.
Effect of Termination
Upon termination, your right to use the Service will immediately cease. All provisions of these Terms which by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL RENTOROWN, ITS AFFILIATES, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your access to or use of or inability to access or use the Service
- Any conduct or content of any third party on the Service
- Any content obtained from the Service
- Unauthorized access, use, or alteration of your transmissions or content
- Any financial decisions made based on the results provided by the calculator
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. RENTOROWN EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
WE MAKE NO WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS, BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT THE RESULTS OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE.
You agree to defend, indemnify, and hold harmless RentOrOwn and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Service.
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions will remain in effect.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect.
What constitutes a material change will be determined at our sole discretion. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.
If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole, and such provisions shall be deleted without affecting the remaining provisions herein.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and RentOrOwn regarding the use of the Service and supersede all prior agreements and understandings, whether written or oral.
If you have any questions about these Terms of Service, please contact us:
Email: legal@rentorown.com
Website: rentorown.com